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FAQ
    • В: Which documents regulate the Bank activity?

    О: The Bank was founded on April 25, 2001 in accordance with the Law of the Republic of Kazakhstan “On Development Bank of Kazakhstan”. The Bank activity is regulated by this special Law, Charter and Memorandum on credit policy of the Bank, as well as internal acts.

    В: What is the purpose of the Bank?

    О: The purposes of the Bank are improvement and raise of state investment activity effectiveness, development of production infrastructure and manufacturing, assistance in attracting of external and internal investment into state economy.

    В: Who are the shareholders of the Bank?

    О: The sole shareholder of the Bank is the Baiterek National Managing Holding JSC.

    В: Who are the credit recipients of the Bank? Can the individual obtain credit from the Bank?

    О: The credit recipients of the Bank are only the legal entities, which had confirmed their creditworthiness, solvency and financial stability платежеспособность и финансовую стабильность.

    В: Which credit forms are used in Bank activity?

    О: Medium- and long-term crediting, as well as co-financing of investment projects; crediting, including co-financing of export operations, creating an environment for promotion of Kazakhstan goods to foreign markets

  • В: In which industries the Bank implements the project crediting?

    О: Bank implements its credit activity in accordance with sectoral investment priorities, established by Memorandum of credit activity of the Bank. These priorities cover all spheres of economics, with the exception of the field of exploration and the oil and gas production.

    В: Which credit terms are offered by the Bank?


    Investment projects


    Terms 
    At crediting of investment projects, the following credit terms shall be established: 
    — medium-term investment credits (from 5 to 10 years); 
    — long-term investment credit (from 10 to 20 years).

    Currency
    Crediting of investment projects shall be performed in national currency and foreign currency in accordance with conditions of investment projects.

    Credit amount 
    Minimum amount of the credit provided by the Development Bank of Kazakhstan on investment project, operation shall be established in amount equivalent to 30 million US dollars.

    Decision making procedure 
    Issue on crediting of investment project, which has received a positive conclusion by results of bank expert examination, shall be presented for consideration of the Credit Committee of Development Bank. In case of taking the positive decision by the Credit Committee of Development Bank, the issue on crediting of investment project shall be presented for consideration of Board of Directors which takes the decision on financing of the project.

  • Export operations


    Terms 
    At crediting of export operation, terms shall be determined depending on conditions of export operation.

    Currency
    Crediting of export operations shall be performed in national currency and foreign currency in accordance with conditions of export operation.

    Credit amount

    Minimum amount of the credit provided by the Development Bank of Kazakhstan on export operation shall be established in amount equivalent to 1 million US dollars.

    Decision making procedure
    Issue on crediting of export operation, which has received a positive conclusion by results of bank expert examination, shall be presented for consideration of the Credit Committee of Development Bank. Decision on crediting of export operation in amount not exceeding the amount equivalent to 5 million US dollars, shall be taken by the Credit Committee of Development Bank.

    At crediting of export operation in amount exceeding the amount equivalent to 5 million US dollars, in case of taking the positive decision by the Credit Committee of Development Bank, the export operation shall be presented for consideration of Board of Directors which takes the decision on financing of export operation.

    • В: Which documents regulate the Bank activity?

    О: The Bank was founded on April 25, 2001 in accordance with the Law of the Republic of Kazakhstan “On Development Bank of Kazakhstan”. The Bank activity is regulated by this special Law, Charter and Memorandum on credit policy of the Bank, as well as internal acts.

    В: What is the purpose of the Bank?

    О: The purposes of the Bank are improvement and raise of state investment activity effectiveness, development of production infrastructure and manufacturing, assistance in attracting of external and internal investment into state economy.

    В: Who are the shareholders of the Bank?

    О: The sole shareholder of the Bank is the Baiterek National Managing Holding JSC.

    В: Who are the credit recipients of the Bank? Can the individual obtain credit from the Bank?

    О: The credit recipients of the Bank are only the legal entities, which had confirmed their creditworthiness, solvency and financial stability.

    В: Which credit forms are used in Bank activity?

    О: Medium- and long-term crediting, as well as co-financing of investment projects; crediting, including co-financing of export operations, creating an environment for promotion of Kazakhstan goods to foreign markets

    В: In which industries the Bank implements the project crediting?

    О: Bank implements its credit activity in accordance with sectoral investment priorities, established by Memorandum of credit activity of the Bank. These priorities cover all spheres of economics, with the exception of the field of exploration and the oil and gas production.

    В: Which credit terms are offered by the Bank?


    Investment projects


    Terms
    At crediting of investment projects, the following credit terms shall be established:
    — medium-term investment credits (from 5 to 10 years); 
    — long-term investment credit (from 10 to 20 years).

    Currency
    Crediting of investment projects shall be performed in national currency and foreign currency in accordance with conditions of investment projects.

    Credit amount 
    Minimum amount of the credit provided by the Development Bank of Kazakhstan on investment project, operation shall be established in amount equivalent to 30 million US dollars.

    Decision making procedure 
    Issue on crediting of investment project, which has received a positive conclusion by results of bank expert examination, shall be presented for consideration of the Credit Committee of Development Bank. In case of taking the positive decision by the Credit Committee of Development Bank, the issue on crediting of investment project shall be presented for consideration of Board of Directors which takes the decision on financing of the project.

  • Export operations


    Terms
    At crediting of export operation, terms shall be determined depending on conditions of export operation.

    Currency
    Crediting of export operations shall be performed in national currency and foreign currency in accordance with conditions of export operation.

    Credit amount 
    Minimum amount of the credit provided by the Development Bank of Kazakhstan on export operation shall be established in amount equivalent to 1 million US dollars.

    Decision making procedure 
    Issue on crediting of export operation, which has received a positive conclusion by results of bank expert examination, shall be presented for consideration of the Credit Committee of Development Bank. Decision on crediting of export operation in amount not exceeding the amount equivalent to 5 million US dollars, shall be taken by the Credit Committee of Development Bank.

    • At crediting of export operation in amount exceeding the amount equivalent to 5 million US dollars, in case of taking the positive decision by the Credit Committee of Development Bank, the export operation shall be presented for consideration of Board of Directors which takes the decision on financing of export operation.

    • В: In which cities located the Bank offices?

    О: The Bank has opened and functioning presentational offices in Almaty city.

    В: Does the Bank provide grants or financial support?

    О: The Legislation of the Republic of Kazakhstan does not provide the provision of grant assistance by the Bank, and the credit provision on benefit conditions is prohibited.

    В: Do you provide special attention to ecological aspects of sustainable development at project financing

    О: One of the main criteria for selection of investment project and export operation by the Bank is observance of ecological requirements

    В: Does the bank grant the short-term credits?

    О: No. Bank performs only the medium- and long-term financing of investments projects and export operations.

    В: What are the criteria of the Bank for selection of investment projects and export operations? 

    • Compliance of investment projects with priorities specified in the Memorandum;

    • Availability of production distribution, forming in the result of project realization and adequacy of raw materials base;

    • Technological and technical coherence of project decisions;

    • Observance of ecological requirements;

    • Quality and completeness of the project documentation;

    • Institutional thoroughness, availability of qualified management;

    • Availability of credit provision;

    Fulfillment of requirements in relation of borrower (creditworthiness, solvency, financial stability, etc.).

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